0.0%

Uptime SLA

0+

Payment Methods

The Conversion
Optimized Gateway

Accept payments seamlessly across platforms with industry-leading success rates, smart routing, and beautiful, customizable checkout experiences.

nxpay dashboard

Why Partner with
Nixafin?

Experience unparalleled performance, security, and global reach with our industry-leading payment infrastructure designed for scale.

Lightning-Speed Authorizations

Our streamlined API endpoints and optimized network routing ensure your customers experience frictionless checkouts with sub-second processing.

Omnichannel Payment Suite

Unify your revenue streams by accepting everything from international credit cards to regional mobile wallets through a single integration.

Unrivaled Transaction Success

Leverage our intelligent failover systems and dynamic routing algorithms to maximize approval rates and minimize dropped carts.

Fortified Security Infrastructure

Protect your business with military-grade encryption, advanced tokenization, and our AI-driven fraud detection engine.

Engineered for
Maximum Conversion

Give your customers the freedom to pay how they want, while you manage everything from a single, unified infrastructure.

VisaMastercardRuPayAmex

•••• •••• •••• 4242

Cardholder

ALEXANDER DOE

Valid thru

12/28

Authorizing ₹2,450
  • Direct Network Integrations

    Bypass intermediaries with our direct connections to Visa, Mastercard, RuPay, and Amex, ensuring the highest possible authorization rates across all card types.

  • Frictionless Authentication

    Implement native 3D Secure 2.0 and device-based biometric authentication to provide a seamless, OTP-free experience for returning customers.

  • Advanced Billing Configurations

    Easily manage recurring subscriptions, pre-authorizations, and multi-installment (EMI) payments directly from your dashboard or via API.

Everything you Need to
Accept Payments

Our API-first infrastructure gives you complete control over the payment experience, from checkout to settlement.

100+ Payment Methods

Accept cards, UPI, netbanking, wallets, and local global payment methods through a single integration.

Credit CardsUPINetbankingWalletsEMIInternational CardsCredit CardsUPINetbankingWalletsEMIInternational Cards
QR CodesDebit CardsPay LaterBank TransferMobile Wallets+90 moreQR CodesDebit CardsPay LaterBank TransferMobile Wallets+90 more
International CardsEMIWalletsNetbankingUPICredit CardsInternational CardsEMIWalletsNetbankingUPICredit Cards

Smart Routing

Dynamically route transactions to the highest-performing acquiring banks to maximize success rates and minimize downtime.

Instant Settlements

Get access to your funds faster with automated T+0 settlements directly into your Nixafin account or external bank.

T+0

₹1,24,500 settledHDFC ••4821 · just now

Advanced Fraud Protection

Machine learning-driven risk engines block fraudulent transactions while ensuring seamless checkout for genuine customers.

Blocked · suspicious txnRisk score 02 · Approved

Unified Analytics Dashboard

Reconcile payments, track conversion metrics, and manage refunds from a single, powerful financial command center.

+24.6% conversion

Infrastructure for
Every Industry

Whether you're processing micro-transactions or massive cross-border B2B payments, our architecture adapts to your specific business model.

Digital Storefronts

Boost conversion rates with AI-optimized checkout flows and one-click payments designed to reduce cart abandonment.

+31%

Conversion

1-click

Checkout

Explore Digital Storefronts Solutions

Build Modern
Financial Experience

Integrate powerful financial capabilities into your product in days, not months. Our RESTful APIs and comprehensive SDKs are designed for developer velocity.

1

Generate API Keys

Sign up to get instant access to sandbox credentials.

2

Install SDK

Available for Node.js, Python, Ruby, and Java.

3

Create a Transfer

Initiate secure transactions with a single API call.

Server boundary

Explore Other Solutions

From seamless collections to automated disbursements, discover the tools designed to scale your financial infrastructure.

Got Questions?
We've got answers.

Can't find the answer you're looking for? Reach out to our customer support team for personalized assistance.

View More

Nixafin is engineered for scale. We combine intelligent transaction routing, 0.05-second automated settlements, and robust multi-currency support into a single integration, ensuring your business never misses a sale due to downtime.